FAQ

Can you lend on more than one property?

Yes – commonly referred to as “Blanket Loans” we have done as many as 30 properties under 1 loan – big cost savings for the borrower

Can you lend to a business entity (LLC)?

Yes, an entity can sign as the borrower on any of our “hard Money” loans.

Non-Prime / Sub-prime loans require an individual to sign.

Does A&A Funding lend in other states beside Arizona?

No – we are licensed in AZ only.

Can I pay down the principle balance of a loan?

Up to 3years interest only, or 8 years for amortizing loans ( P+I loans)

Do you lend on Raw Land?

Yes – Residential or Commercial zoned.

Do you lend in rural areas like Prescott, Payson or Pine Top?

Yes.

Do you lend on Mobile Homes?

Yes – Generally with Hard Money & “Affidvait of Affixture” filed with the county is required.

Do your loans have a pre-payment penalty?

Full-Term loans on primary residence properties will not have any pre-payment penalty. Private / Hard Money loans will have an “Interest Gaurantee” that will drop of after 3-6 payemtns depending on the loan program.